Insights
Income vs spending → how much you actually keep. Savings = net income − spending (JPY).
Net income
￥1,486,761
Jan, Feb, Mar, Apr, May
Spending
￥1,684,824
same months
Savings
-￥198,063
net income − spending
Savings rate
-13%
of net income
Net income vs spending by month
Months without income yet show spending only — add income on the Income page to fill them in.
| Month | Net income | Spending | Savings | Rate |
|---|---|---|---|---|
| 2026-06 | — | ￥15,345 | — | — |
| 2026-05 | ￥356,407 | ￥201,442 | ￥154,965 | 43% |
| 2026-04 | ￥401,512 | ￥316,385 | ￥85,127 | 21% |
| 2026-03 | ￥52,506 | ￥369,166 | -￥316,660 | -603% |
| 2026-02 | -￥206,412 | ￥538,208 | -￥744,620 | — |
| 2026-01 | ￥882,748 | ￥259,623 | ￥623,125 | 71% |